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Idaho home prices

$446,400

Median value of owner-occupied homes in Idaho, as owners estimate it, 2024 (estimate)

+4.2% since 2023 ($428,600); +74.9% since 2019 ($255,200); +170.1% since 2014 ($165,300)

Source: U.S. Census Bureau, American Community Survey, 1-Year Estimates. Data period 2024. Status: estimate. Published .

Median value of owner-occupied housing units, as estimated by the owner.

Change and comparison

From 2010 ($165,100) to 2024 ($446,400), the change was +170.4%.

The latest figure, 2024, is the highest in the series, which begins in 2010.

Among 50 states and the District of Columbia, Idaho ranked 14th highest in 2024. Hawaii was highest at $875,900 and West Virginia lowest at $170,800.

Among Idaho and its 6 neighboring states, Idaho ranks 5th highest; Nevada is next above at $455,500 and Montana next below at $425,400.

Idaho's figure is 123.8% of the national figure of $360,600.

Historical data

Idaho home prices, 2010 to 2024Idaho home prices, 2010 to 2024. 8 series. Idaho: $165,100 in 2010, $446,400 in 2024.$0$200k$400k$600k$800k201020152020MontanaNevadaOregonUtahWashingtonWyomingUnitedStatesIdahoDollarsIdaho home prices, 2010 to 2024Idaho home prices, 2010 to 2024. 8 series. Idaho: $165,100 in 2010, $446,400 in 2024.$0$200k$400k$600k$800k201020152020MontanaNevadaOregonUtahWashingtonWyomingUnited StatesIdahoDollarsIdaho home prices, 2010 to 2024Idaho home prices, 2010 to 2024. 8 series. Idaho: $165,100 in 2010, $446,400 in 2024.$0$200k$400k$600k$800k201020152020MontanaNevadaOregonUtahWashingtonWyomingUnited StatesIdahoDollars

Source: U.S. Census Bureau, American Community Survey, 1-Year Estimates. Published .

Data table (14 rows)
PeriodIdaho (dollars)United States (dollars)Montana (dollars)Nevada (dollars)Oregon (dollars)Utah (dollars)Washington (dollars)Wyoming (dollars)
2010$165,100$179,900$181,200$174,800$244,500$217,200$271,800$180,100
2011$158,800$173,600$184,100$158,000$232,900$207,500$256,300$179,900
2012$154,500$171,900$184,800$150,700$223,900$199,700$243,000$187,400
2013$159,000$173,900$190,100$165,300$229,700$211,400$250,800$195,500
2014$165,300$181,200$196,800$192,100$239,800$223,200$266,200$201,000
2015$176,300$194,500$209,500$221,400$264,100$234,600$284,000$212,500
2016$189,400$205,000$217,200$239,500$287,100$250,300$306,400$209,500
2017$207,100$217,600$231,300$258,200$319,200$275,100$339,000$214,300
2018$233,100$229,700$249,200$292,200$341,800$303,300$373,100$230,500
2019$255,200$240,500$253,600$317,800$354,600$330,300$387,600$235,200
2021$369,300$281,400$322,800$373,000$422,700$421,700$485,700$266,400
2022$432,500$320,900$366,400$434,700$475,600$499,500$569,500$292,300
2023$428,600$340,200$392,300$441,100$484,800$517,700$576,000$298,700
2024$446,400$360,600$425,400$455,500$497,500$545,200$602,200$339,500

By county

The headline figure above is in 2024; this comparison is in 2020–2024.

Dollars

  1. Blaine$735,300
  2. Teton$690,500
  3. Valley$657,000
  4. Kootenai$518,700
  5. Ada$512,300
  6. Bonner$487,900
  7. Boise$476,100
  8. Gem$428,700
  9. Madison$414,800
  10. Boundary$410,500
  11. Jefferson$408,400
  12. Canyon$390,000
  13. Custer$381,700
  14. Adams$376,500
  15. Franklin$372,600
  16. Bonneville$368,800
  17. Latah$368,600
  18. Owyhee$359,800
  19. Payette$341,800
  20. Twin Falls$337,900
  21. Nez Perce$334,700
  22. Lemhi$326,100
  23. Elmore$316,500
  24. Fremont$314,200
  25. Idaho County$310,200
  26. Camas$304,000
  27. Bannock$300,700
  28. Benewah$293,500
  29. Bingham$293,300
  30. Cassia$284,600
  31. Washington$278,100
  32. Bear Lake$275,000
  33. Oneida$272,000
  34. Jerome$271,800
  35. Clearwater$268,200
  36. Shoshone$267,400
  37. Minidoka$262,600
  38. Lincoln$255,600
  39. Gooding$250,900
  40. Caribou$241,500
  41. Lewis$225,300
  42. Butte$217,600
  43. Clark$216,900
  44. Power$212,900

Source: U.S. Census Bureau, American Community Survey, 5-Year Estimates. Data period 2020-2024. Published .

Ada County: $512,300 Dollars (2020–2024)Adams County: $376,500 Dollars (2020–2024)Bannock County: $300,700 Dollars (2020–2024)Bear Lake County: $275,000 Dollars (2020–2024)Benewah County: $293,500 Dollars (2020–2024)Bingham County: $293,300 Dollars (2020–2024)Blaine County: $735,300 Dollars (2020–2024)Boise County: $476,100 Dollars (2020–2024)Bonner County: $487,900 Dollars (2020–2024)Bonneville County: $368,800 Dollars (2020–2024)Boundary County: $410,500 Dollars (2020–2024)Butte County: $217,600 Dollars (2020–2024)Camas County: $304,000 Dollars (2020–2024)Canyon County: $390,000 Dollars (2020–2024)Caribou County: $241,500 Dollars (2020–2024)Cassia County: $284,600 Dollars (2020–2024)Clark County: $216,900 Dollars (2020–2024)Clearwater County: $268,200 Dollars (2020–2024)Custer County: $381,700 Dollars (2020–2024)Elmore County: $316,500 Dollars (2020–2024)Franklin County: $372,600 Dollars (2020–2024)Fremont County: $314,200 Dollars (2020–2024)Gem County: $428,700 Dollars (2020–2024)Gooding County: $250,900 Dollars (2020–2024)Idaho County: $310,200 Dollars (2020–2024)Jefferson County: $408,400 Dollars (2020–2024)Jerome County: $271,800 Dollars (2020–2024)Kootenai County: $518,700 Dollars (2020–2024)Latah County: $368,600 Dollars (2020–2024)Lemhi County: $326,100 Dollars (2020–2024)Lewis County: $225,300 Dollars (2020–2024)Lincoln County: $255,600 Dollars (2020–2024)Madison County: $414,800 Dollars (2020–2024)Minidoka County: $262,600 Dollars (2020–2024)Nez Perce County: $334,700 Dollars (2020–2024)Oneida County: $272,000 Dollars (2020–2024)Owyhee County: $359,800 Dollars (2020–2024)Payette County: $341,800 Dollars (2020–2024)Power County: $212,900 Dollars (2020–2024)Shoshone County: $267,400 Dollars (2020–2024)Teton County: $690,500 Dollars (2020–2024)Twin Falls County: $337,900 Dollars (2020–2024)Valley County: $657,000 Dollars (2020–2024)Washington County: $278,100 Dollars (2020–2024)
  • $212,900 to $267,879
  • $267,880 to $301,359
  • $301,360 to $356,199
  • $356,200 to $412,219
  • $412,220 to $735,300

Source: U.S. Census Bureau, American Community Survey, 5-Year Estimates. Data period 2020-2024. Published .

Data table (44 rows)
County2020–2024
Blaine County$735,300
Teton County$690,500
Valley County$657,000
Kootenai County$518,700
Ada County$512,300
Bonner County$487,900
Boise County$476,100
Gem County$428,700
Madison County$414,800
Boundary County$410,500
Jefferson County$408,400
Canyon County$390,000
Custer County$381,700
Adams County$376,500
Franklin County$372,600
Bonneville County$368,800
Latah County$368,600
Owyhee County$359,800
Payette County$341,800
Twin Falls County$337,900
Nez Perce County$334,700
Lemhi County$326,100
Elmore County$316,500
Fremont County$314,200
Idaho County$310,200
Camas County$304,000
Bannock County$300,700
Benewah County$293,500
Bingham County$293,300
Cassia County$284,600
Washington County$278,100
Bear Lake County$275,000
Oneida County$272,000
Jerome County$271,800
Clearwater County$268,200
Shoshone County$267,400
Minidoka County$262,600
Lincoln County$255,600
Gooding County$250,900
Caribou County$241,500
Lewis County$225,300
Butte County$217,600
Clark County$216,900
Power County$212,900

Compared with other states

Dollars

  1. Hawaii$875,900
  2. California$759,500
  3. District of Columbia$733,400
  4. Washington$602,200
  5. Utah$545,200
  6. Oregon$497,500
  7. Nevada$455,500
  8. Idaho$446,400
  9. Montana$425,400
  10. United States$360,600
  11. Wyoming$339,500
  12. Arkansas$215,600
  13. Mississippi$186,500
  14. West Virginia$170,800

Source: U.S. Census Bureau, American Community Survey, 1-Year Estimates. Data period 2024. Published .

An excerpt; the full table is below.

State2024
1. Hawaii$875,900
2. California$759,500
3. District of Columbia$733,400
4. Massachusetts$607,400
5. Washington$602,200
6. Colorado$574,600
7. Utah$545,200
8. Oregon$497,500
9. New Jersey$496,000
10. New Hampshire$458,800
Data table (52 rows)
State2024
1. Hawaii$875,900
2. California$759,500
3. District of Columbia$733,400
4. Massachusetts$607,400
5. Washington$602,200
6. Colorado$574,600
7. Utah$545,200
8. Oregon$497,500
9. New Jersey$496,000
10. New Hampshire$458,800
11. Rhode Island$455,700
12. Nevada$455,500
13. New York$449,800
14. Idaho$446,400
15. Maryland$436,300
16. Arizona$426,000
17. Montana$425,400
18. Virginia$403,500
19. Connecticut$396,900
20. Florida$396,900
21. Alaska$376,500
22. Delaware$371,600
United States$360,600
23. Vermont$352,800
24. Minnesota$344,600
25. Georgia$343,300
26. Maine$341,900
27. Wyoming$339,500
28. North Carolina$333,000
29. Tennessee$332,600
30. Texas$313,200
31. South Carolina$299,500
32. Wisconsin$294,700
33. South Dakota$289,600
34. Illinois$280,700
35. New Mexico$279,900
36. Pennsylvania$277,600
37. North Dakota$266,100
38. Nebraska$263,100
39. Missouri$254,400
40. Michigan$254,200
41. Indiana$243,500
42. Ohio$239,800
43. Kansas$238,700
44. Alabama$233,300
45. Iowa$227,300
46. Kentucky$226,000
47. Louisiana$223,200
48. Oklahoma$222,100
49. Arkansas$215,600
50. Mississippi$186,500
51. West Virginia$170,800

The same values in today's dollars

$458,146 in 2024 (estimate). The median home value of each survey year restated in 2025 dollars, using the Bureau of Labor Statistics' annual average Consumer Price Index for All Urban Consumers, U.S. city average, all items. BLS publishes no Idaho or state-level index, so the national one deflates every geography.

The same values in today's dollars, 2010 to 2024The same values in today's dollars, 2010 to 2024. Median home value in 2025 dollars: $243,758 in 2010, $458,146 in 2024.$0$200k$400k$600k201020152020Median homevalue in2025dollarsDollarsThe same values in today's dollars, 2010 to 2024The same values in today's dollars, 2010 to 2024. Median home value in 2025 dollars: $243,758 in 2010, $458,146 in 2024.$0$200k$400k$600k201020152020Median homevalue in 2025dollarsDollarsThe same values in today's dollars, 2010 to 2024The same values in today's dollars, 2010 to 2024. Median home value in 2025 dollars: $243,758 in 2010, $458,146 in 2024.$0$200k$400k$600k201020152020Median homevalue in 2025dollarsDollars

Source: U.S. Census Bureau, Median home value in 2025 dollars (computed by Understand Idaho). Published .

Data table (14 rows)
PeriodMedian home value in 2025 dollars (dollars)
2010$243,758
2011$227,282
2012$216,644
2013$219,736
2014$224,795
2015$239,470
2016$254,059
2017$272,007
2018$298,856
2019$321,368
2021$438,770
2022$475,783
2023$452,852
2024$458,146

Change in house prices over the year

2.34% in 2025 (estimate). Year-over-year percent change in FHFA's annual, all-transactions house price index, as FHFA publishes it (not computed from two index values here). Nominal, not adjusted for inflation; identical whichever of FHFA's three index rebasings is used, so comparable across geographies and across years in a way the index level is not.

Change in house prices over the year, 1976 to 2025Change in house prices over the year, 1976 to 2025. House price index, annual change: 6.31% in 1976, 2.34% in 2025.−20.0%−10.0%0.0%10.0%20.0%30.0%198020002020House priceindex,annualchangePercentChange in house prices over the year, 1976 to 2025Change in house prices over the year, 1976 to 2025. House price index, annual change: 6.31% in 1976, 2.34% in 2025.−20.0%−10.0%0.0%10.0%20.0%30.0%198020002020House priceindex, annualchangePercentChange in house prices over the year, 1976 to 2025Change in house prices over the year, 1976 to 2025. House price index, annual change: 6.31% in 1976, 2.34% in 2025.−20.0%−10.0%0.0%10.0%20.0%30.0%19801990200020102020House priceindex, annualchangePercent

Source: Federal Housing Finance Agency, House Price Index, Annual (Developmental). Published .

Data table (50 rows)
PeriodHouse price index, annual change (percent)
19766.31%
197712.26%
197817.94%
19798.82%
19804.67%
19811.71%
19822.94%
19833.04%
19841.78%
19851.37%
19860.98%
1987−0.67%
1988−0.45%
19894.55%
19907.18%
19915.74%
19925.57%
19938.59%
19946.13%
19956.72%
19962.55%
19972.67%
19982.65%
19991.84%
20002.30%
20014.38%
20022.58%
20032.53%
20046.73%
200515.74%
200616.84%
20075.38%
2008−2.16%
2009−7.43%
2010−10.60%
2011−8.73%
20120.19%
20135.26%
20146.86%
20155.80%
20167.40%
20179.28%
201812.11%
201911.20%
20208.69%
202123.07%
202219.88%
2023−0.22%
20243.94%
20252.34%

Change in house prices over the year by county

Percent

  1. Power18.18%
  2. Jerome15.51%
  3. Benewah13.61%
  4. Adams12.44%
  5. Elmore9.53%
  6. Owyhee7.16%
  7. Blaine6.81%
  8. Shoshone6.55%
  9. Jefferson6.38%
  10. Bingham6.22%
  11. Minidoka5.06%
  12. Gooding4.00%
  13. Clearwater3.96%
  14. Valley3.22%
  15. Kootenai2.94%
  16. Gem2.83%
  17. Ada2.71%
  18. Fremont2.47%
  19. Franklin2.38%
  20. Butte2.14%
  21. Madison2.12%
  22. Caribou1.74%
  23. Boundary1.68%
  24. Washington1.60%
  25. Canyon1.36%
  26. Bonner1.32%
  27. Bonneville0.88%
  28. Nez Perce0.87%
  29. Twin Falls0.82%
  30. Bannock0.59%
  31. Oneida0.29%
  32. Bear Lake0.15%
  33. Idaho County0.14%
  34. Payette−0.96%
  35. Latah−1.53%
  36. Lemhi−2.93%
  37. Cassia−3.81%
  38. Boise−6.88%
  39. Teton−8.94%
  40. Custer−9.97%
  41. Lincoln−10.07%

Source: Federal Housing Finance Agency, House Price Index, Annual (Developmental). Data period 2025. Published .

Ada County: 2.71% Percent (2025)Adams County: 12.44% Percent (2025)Bannock County: 0.59% Percent (2025)Bear Lake County: 0.15% Percent (2025)Benewah County: 13.61% Percent (2025)Bingham County: 6.22% Percent (2025)Blaine County: 6.81% Percent (2025)Boise County: −6.88% Percent (2025)Bonner County: 1.32% Percent (2025)Bonneville County: 0.88% Percent (2025)Boundary County: 1.68% Percent (2025)Butte County: 2.14% Percent (2025)Camas County: no figureCanyon County: 1.36% Percent (2025)Caribou County: 1.74% Percent (2025)Cassia County: −3.81% Percent (2025)Clark County: no figureClearwater County: 3.96% Percent (2025)Custer County: −9.97% Percent (2025)Elmore County: 9.53% Percent (2025)Franklin County: 2.38% Percent (2025)Fremont County: 2.47% Percent (2025)Gem County: 2.83% Percent (2025)Gooding County: 4.0% Percent (2025)Idaho County: 0.14% Percent (2025)Jefferson County: 6.38% Percent (2025)Jerome County: 15.51% Percent (2025)Kootenai County: 2.94% Percent (2025)Latah County: −1.53% Percent (2025)Lemhi County: −2.93% Percent (2025)Lewis County: no figureLincoln County: −10.07% Percent (2025)Madison County: 2.12% Percent (2025)Minidoka County: 5.06% Percent (2025)Nez Perce County: 0.87% Percent (2025)Oneida County: 0.29% Percent (2025)Owyhee County: 7.16% Percent (2025)Payette County: −0.96% Percent (2025)Power County: 18.18% Percent (2025)Shoshone County: 6.55% Percent (2025)Teton County: −8.94% Percent (2025)Twin Falls County: 0.82% Percent (2025)Valley County: 3.22% Percent (2025)Washington County: 1.6% Percent (2025)
  • −10.07% to 0.13%
  • 0.14% to 1.35%
  • 1.36% to 2.7%
  • 2.71% to 6.37%
  • 6.38% to 18.18%
  • No figure

Source: Federal Housing Finance Agency, House Price Index, Annual (Developmental). Data period 2025. Published .

Data table (41 rows)
County2025
Power County18.18%
Jerome County15.51%
Benewah County13.61%
Adams County12.44%
Elmore County9.53%
Owyhee County7.16%
Blaine County6.81%
Shoshone County6.55%
Jefferson County6.38%
Bingham County6.22%
Minidoka County5.06%
Gooding County4.00%
Clearwater County3.96%
Valley County3.22%
Kootenai County2.94%
Gem County2.83%
Ada County2.71%
Fremont County2.47%
Franklin County2.38%
Butte County2.14%
Madison County2.12%
Caribou County1.74%
Boundary County1.68%
Washington County1.60%
Canyon County1.36%
Bonner County1.32%
Bonneville County0.88%
Nez Perce County0.87%
Twin Falls County0.82%
Bannock County0.59%
Oneida County0.29%
Bear Lake County0.15%
Idaho County0.14%
Payette County−0.96%
Latah County−1.53%
Lemhi County−2.93%
Cassia County−3.81%
Boise County−6.88%
Teton County−8.94%
Custer County−9.97%
Lincoln County−10.07%

Change in house prices over the year by metro area

Percent

  1. Coeur d'Alene, ID2.94%
  2. Twin Falls, ID2.90%
  3. Boise City, ID2.63%
  4. Idaho Falls, ID2.29%
  5. Logan, UT-ID2.13%
  6. Lewiston, ID-WA1.89%
  7. Pocatello, ID0.59%

Source: Federal Housing Finance Agency, House Price Index, Annual (Developmental). Data period 2025. Published .

Data table (7 rows)
Metro area2025
Coeur d'Alene, ID2.94%
Twin Falls, ID2.90%
Boise City, ID2.63%
Idaho Falls, ID2.29%
Logan, UT-ID2.13%
Lewiston, ID-WA1.89%
Pocatello, ID0.59%

House price index since 1975

1,130.8 in 2025 (estimate). FHFA's annual, all-transactions house price index: a repeat-sales measure of cumulative price appreciation, set to 100 in the first year each geography is reported (1975 for the United States and for Idaho's state series; later for some counties and metros; see caveats). Nominal, not adjusted for inflation.

House price index since 1975, 1975 to 2025House price index since 1975, 1975 to 2025. House price index (100 in the first year reported): 100 in 1975, 1,130.8 in 2025.05001,0001,500198020002020House priceindex (100in thefirst yearreported)IndexHouse price index since 1975, 1975 to 2025House price index since 1975, 1975 to 2025. House price index (100 in the first year reported): 100 in 1975, 1,130.8 in 2025.05001,0001,500198020002020House priceindex (100 inthe first yearreported)IndexHouse price index since 1975, 1975 to 2025House price index since 1975, 1975 to 2025. House price index (100 in the first year reported): 100 in 1975, 1,130.8 in 2025.05001,0001,50019801990200020102020House priceindex (100 inthe first yearreported)Index

Source: Federal Housing Finance Agency, House Price Index, Annual (Developmental). Published .

Data table (51 rows)
PeriodHouse price index (100 in the first year reported) (index)
1975100.00
1976106.31
1977119.35
1978140.75
1979153.16
1980160.31
1981163.04
1982167.84
1983172.94
1984176.02
1985178.43
1986180.19
1987178.98
1988178.18
1989186.29
1990199.66
1991211.13
1992222.89
1993242.03
1994256.87
1995274.14
1996281.12
1997288.62
1998296.28
1999301.74
2000308.68
2001322.20
2002330.50
2003338.87
2004361.68
2005418.60
2006489.10
2007515.43
2008504.28
2009466.79
2010417.31
2011380.87
2012381.59
2013401.67
2014429.22
2015454.11
2016487.69
2017532.96
2018597.49
2019664.38
2020722.15
2021888.76
20221,065.41
20231,063.09
20241,104.93
20251,130.80

House price index since 1975 by state

Idaho ranked 15th highest among 50 states and the District of Columbia in 2025, at 1,130.8.

Index

  1. District of Columbia1,971.35
  2. California1,967.71
  3. Washington1,865.78
  4. Oregon1,388.62
  5. Utah1,316.50
  6. Montana1,294.38
  7. Idaho1,130.80
  8. Nevada1,090.25
  9. United States1,060.69
  10. Wyoming907.50
  11. Louisiana610.62
  12. Mississippi505.65
  13. West Virginia462.17

Source: Federal Housing Finance Agency, House Price Index, Annual (Developmental). Data period 2025. Published .

An excerpt; the full table is below.

State2025
1. District of Columbia1,971.35
2. California1,967.71
3. Washington1,865.78
4. Massachusetts1,685.35
5. Hawaii1,549.11
6. Rhode Island1,416.71
7. Oregon1,388.62
8. Colorado1,369.00
9. New Jersey1,361.35
10. Utah1,316.50
Data table (52 rows)
State2025
1. District of Columbia1,971.35
2. California1,967.71
3. Washington1,865.78
4. Massachusetts1,685.35
5. Hawaii1,549.11
6. Rhode Island1,416.71
7. Oregon1,388.62
8. Colorado1,369.00
9. New Jersey1,361.35
10. Utah1,316.50
11. Montana1,294.38
12. New Hampshire1,290.65
13. New York1,275.02
14. Maine1,225.97
15. Idaho1,130.80
16. Arizona1,120.76
17. Nevada1,090.25
United States1,060.69
18. Vermont1,036.55
19. Florida1,027.11
20. Connecticut1,003.17
21. Maryland1,002.21
22. Virginia986.93
23. Wyoming907.50
24. Minnesota904.05
25. Tennessee877.10
26. North Carolina875.31
27. Delaware862.08
28. Pennsylvania858.55
29. New Mexico850.41
30. Wisconsin843.90
31. South Dakota842.79
32. South Carolina836.52
33. Texas818.30
34. Michigan788.79
35. Nebraska777.82
36. Georgia773.38
37. Kentucky767.85
38. Indiana741.82
39. North Dakota735.95
40. Missouri734.81
41. Illinois725.39
42. Alaska680.74
43. Ohio674.68
44. Oklahoma666.98
45. Kansas663.38
46. Arkansas656.56
47. Iowa646.57
48. Alabama628.36
49. Louisiana610.62
50. Mississippi505.65
51. West Virginia462.17

Home value as a multiple of household income

5.5 in 2024 (estimate). Median home value divided by median household income for the same survey period, both from the American Community Survey.

Home value as a multiple of household income, 2010 to 2024Home value as a multiple of household income, 2010 to 2024. Home value to income ratio: 3.8 in 2010, 5.5 in 2024.3.04.05.06.0201020152020Home valueto incomeratioRatioHome value as a multiple of household income, 2010 to 2024Home value as a multiple of household income, 2010 to 2024. Home value to income ratio: 3.8 in 2010, 5.5 in 2024.3.04.05.06.0201020152020Home value toincome ratioRatioHome value as a multiple of household income, 2010 to 2024Home value as a multiple of household income, 2010 to 2024. Home value to income ratio: 3.8 in 2010, 5.5 in 2024.3.04.05.06.0201020152020Home value toincome ratioRatio

Source: U.S. Census Bureau, Home value to income ratio (computed by Understand Idaho). Published .

Data table (14 rows)
PeriodHome value to income ratio (ratio)
20103.80
20113.66
20123.40
20133.40
20143.45
20153.65
20163.66
20173.97
20184.19
20194.18
20215.56
20225.94
20235.72
20245.50

Home value as a multiple of household income by county

Ratio

  1. Valley8.64
  2. Blaine7.94
  3. Bonner7.28
  4. Teton6.92
  5. Madison6.89
  6. Gem6.64
  7. Kootenai6.34
  8. Lemhi6.13
  9. Boundary6.11
  10. Adams6.09
  11. Boise6.04
  12. Custer5.65
  13. Latah5.63
  14. Ada5.60
  15. Owyhee5.59
  16. Camas5.25
  17. Franklin5.18
  18. Washington5.15
  19. Canyon5.10
  20. Payette5.05
  21. Twin Falls5.01
  22. Benewah4.91
  23. Elmore4.84
  24. Shoshone4.82
  25. Jefferson4.71
  26. Idaho County4.68
  27. Bonneville4.66
  28. Nez Perce4.61
  29. Bannock4.52
  30. Clearwater4.47
  31. Lewis4.37
  32. Fremont4.32
  33. Butte4.10
  34. Cassia4.02
  35. Gooding3.95
  36. Clark3.93
  37. Jerome3.79
  38. Bingham3.77
  39. Minidoka3.73
  40. Bear Lake3.65
  41. Oneida3.63
  42. Lincoln3.58
  43. Caribou3.51
  44. Power3.48

Source: U.S. Census Bureau, Home value to income ratio (computed by Understand Idaho). Data period 2020-2024. Published .

Ada County: 5.6 Ratio (2020–2024)Adams County: 6.09 Ratio (2020–2024)Bannock County: 4.52 Ratio (2020–2024)Bear Lake County: 3.65 Ratio (2020–2024)Benewah County: 4.91 Ratio (2020–2024)Bingham County: 3.77 Ratio (2020–2024)Blaine County: 7.94 Ratio (2020–2024)Boise County: 6.04 Ratio (2020–2024)Bonner County: 7.28 Ratio (2020–2024)Bonneville County: 4.66 Ratio (2020–2024)Boundary County: 6.11 Ratio (2020–2024)Butte County: 4.1 Ratio (2020–2024)Camas County: 5.25 Ratio (2020–2024)Canyon County: 5.1 Ratio (2020–2024)Caribou County: 3.51 Ratio (2020–2024)Cassia County: 4.02 Ratio (2020–2024)Clark County: 3.93 Ratio (2020–2024)Clearwater County: 4.47 Ratio (2020–2024)Custer County: 5.65 Ratio (2020–2024)Elmore County: 4.84 Ratio (2020–2024)Franklin County: 5.18 Ratio (2020–2024)Fremont County: 4.32 Ratio (2020–2024)Gem County: 6.64 Ratio (2020–2024)Gooding County: 3.95 Ratio (2020–2024)Idaho County: 4.68 Ratio (2020–2024)Jefferson County: 4.71 Ratio (2020–2024)Jerome County: 3.79 Ratio (2020–2024)Kootenai County: 6.34 Ratio (2020–2024)Latah County: 5.63 Ratio (2020–2024)Lemhi County: 6.13 Ratio (2020–2024)Lewis County: 4.37 Ratio (2020–2024)Lincoln County: 3.58 Ratio (2020–2024)Madison County: 6.89 Ratio (2020–2024)Minidoka County: 3.73 Ratio (2020–2024)Nez Perce County: 4.61 Ratio (2020–2024)Oneida County: 3.63 Ratio (2020–2024)Owyhee County: 5.59 Ratio (2020–2024)Payette County: 5.05 Ratio (2020–2024)Power County: 3.48 Ratio (2020–2024)Shoshone County: 4.82 Ratio (2020–2024)Teton County: 6.92 Ratio (2020–2024)Twin Falls County: 5.01 Ratio (2020–2024)Valley County: 8.64 Ratio (2020–2024)Washington County: 5.15 Ratio (2020–2024)
  • 3.48 to 3.93
  • 3.94 to 4.65
  • 4.66 to 5.13
  • 5.14 to 6.09
  • 6.1 to 8.64

Source: U.S. Census Bureau, Home value to income ratio (computed by Understand Idaho). Data period 2020-2024. Published .

Data table (44 rows)
County2020–2024
Valley County8.64
Blaine County7.94
Bonner County7.28
Teton County6.92
Madison County6.89
Gem County6.64
Kootenai County6.34
Lemhi County6.13
Boundary County6.11
Adams County6.09
Boise County6.04
Custer County5.65
Latah County5.63
Ada County5.60
Owyhee County5.59
Camas County5.25
Franklin County5.18
Washington County5.15
Canyon County5.10
Payette County5.05
Twin Falls County5.01
Benewah County4.91
Elmore County4.84
Shoshone County4.82
Jefferson County4.71
Idaho County4.68
Bonneville County4.66
Nez Perce County4.61
Bannock County4.52
Clearwater County4.47
Lewis County4.37
Fremont County4.32
Butte County4.10
Cassia County4.02
Gooding County3.95
Clark County3.93
Jerome County3.79
Bingham County3.77
Minidoka County3.73
Bear Lake County3.65
Oneida County3.63
Lincoln County3.58
Caribou County3.51
Power County3.48

Home value as a multiple of household income by state

Idaho ranked 11th highest among 50 states and the District of Columbia in 2024, at 5.5.

Ratio

  1. Hawaii8.69
  2. California7.58
  3. District of Columbia6.69
  4. Washington6.06
  5. Oregon5.84
  6. Montana5.65
  7. Utah5.64
  8. Nevada5.61
  9. Idaho5.50
  10. Wyoming4.49
  11. United States4.42
  12. Mississippi3.15
  13. Iowa3.01
  14. West Virginia2.81

Source: U.S. Census Bureau, Home value to income ratio (computed by Understand Idaho). Data period 2024. Published .

An excerpt; the full table is below.

State2024
1. Hawaii8.69
2. California7.58
3. District of Columbia6.69
4. Washington6.06
5. Colorado5.92
6. Oregon5.84
7. Massachusetts5.79
8. Montana5.65
9. Utah5.64
10. Nevada5.61
Data table (52 rows)
State2024
1. Hawaii8.69
2. California7.58
3. District of Columbia6.69
4. Washington6.06
5. Colorado5.92
6. Oregon5.84
7. Massachusetts5.79
8. Montana5.65
9. Utah5.64
10. Nevada5.61
11. Idaho5.50
12. Rhode Island5.46
13. New York5.24
14. Arizona5.23
15. Florida5.11
16. New Jersey4.76
17. Tennessee4.62
18. New Hampshire4.60
19. North Carolina4.50
20. Wyoming4.49
21. Maine4.47
United States4.42
22. Virginia4.38
23. Georgia4.29
24. Vermont4.26
25. Delaware4.25
26. Maryland4.24
27. South Carolina4.14
28. Connecticut4.13
29. New Mexico4.13
30. Minnesota3.96
31. Alaska3.94
32. Texas3.93
33. Wisconsin3.80
34. South Dakota3.77
35. Louisiana3.66
36. Pennsylvania3.58
37. Missouri3.55
38. Michigan3.51
39. Alabama3.50
40. Kentucky3.50
41. Arkansas3.47
42. Nebraska3.44
43. North Dakota3.42
44. Indiana3.38
45. Illinois3.37
46. Oklahoma3.36
47. Ohio3.32
48. Kansas3.16
49. Mississippi3.15
50. Iowa3.01
51. West Virginia2.81

The typical home purchase mortgage

$385,000 in 2025. The middle loan amount among originated home-purchase mortgages.

The typical home purchase mortgage, 2018 to 2025The typical home purchase mortgage, 2018 to 2025. 3 series. Median home purchase mortgage amount: $215,000 in 2018, $385,000 in 2025.$0$200k$400k$600k20202025Medianvalue ofhomesbought witha mortgageMedianincome ofhomepurchaseborrowersMedian homepurchasemortgageamountDollarsThe typical home purchase mortgage, 2018 to 2025The typical home purchase mortgage, 2018 to 2025. 3 series. Median home purchase mortgage amount: $215,000 in 2018, $385,000 in 2025.$0$200k$400k$600k2018202020222024Median valueof homesbought with amortgageMedian incomeof homepurchaseborrowersMedian homepurchasemortgageamountDollarsThe typical home purchase mortgage, 2018 to 2025The typical home purchase mortgage, 2018 to 2025. 3 series. Median home purchase mortgage amount: $215,000 in 2018, $385,000 in 2025.$0$200k$400k$600k2018202020222024Median value ofhomes boughtwith a mortgageMedian income ofhome purchaseborrowersMedian homepurchasemortgage amountDollars

Source: Consumer Financial Protection Bureau, Home Mortgage Disclosure Act Data Browser.

Data table (8 rows)
PeriodMedian home purchase mortgage amount (dollars)Median value of homes bought with a mortgage (dollars)Median income of home purchase borrowers (dollars)
2018$215,000$255,000$69,000
2019$245,000$275,000$72,000
2020$275,000$325,000$75,000
2021$345,000$415,000$85,000
2022$375,000$465,000$99,000
2023$355,000$435,000$105,000
2024$375,000$445,000$109,000
2025$385,000$455,000$112,000

The typical home purchase mortgage by county

Dollars

  1. Teton$635,000
  2. Valley$555,000
  3. Blaine$525,000
  4. Boise$455,000
  5. Kootenai$445,000
  6. Bonner$435,000
  7. Ada$425,000
  8. Boundary$395,000
  9. Camas$375,000
  10. Canyon$375,000
  11. Latah$375,000
  12. Jefferson$365,000
  13. Madison$365,000
  14. Franklin$355,000
  15. Gem$355,000
  16. Bonneville$345,000
  17. Elmore$345,000
  18. Oneida$345,000
  19. Owyhee$345,000
  20. Lemhi$335,000
  21. Lincoln$335,000
  22. Nez Perce$335,000
  23. Payette$325,000
  24. Power$325,000
  25. Bannock$315,000
  26. Bingham$315,000
  27. Jerome$315,000
  28. Twin Falls$315,000
  29. Adams$305,000
  30. Benewah$305,000
  31. Washington$305,000
  32. Fremont$300,000
  33. Cassia$295,000
  34. Minidoka$295,000
  35. Caribou$290,000
  36. Idaho County$285,000
  37. Gooding$275,000
  38. Shoshone$275,000
  39. Custer$245,000
  40. Clearwater$240,000
  41. Bear Lake$230,000
  42. Lewis$230,000
  43. Butte$175,000

Source: Consumer Financial Protection Bureau, Home Mortgage Disclosure Act Data Browser. Data period 2025.

Ada County: $425,000 Dollars (2025)Adams County: $305,000 Dollars (2025)Bannock County: $315,000 Dollars (2025)Bear Lake County: $230,000 Dollars (2025)Benewah County: $305,000 Dollars (2025)Bingham County: $315,000 Dollars (2025)Blaine County: $525,000 Dollars (2025)Boise County: $455,000 Dollars (2025)Bonner County: $435,000 Dollars (2025)Bonneville County: $345,000 Dollars (2025)Boundary County: $395,000 Dollars (2025)Butte County: $175,000 Dollars (2025)Camas County: $375,000 Dollars (2025)Canyon County: $375,000 Dollars (2025)Caribou County: $290,000 Dollars (2025)Cassia County: $295,000 Dollars (2025)Clark County: no figureClearwater County: $240,000 Dollars (2025)Custer County: $245,000 Dollars (2025)Elmore County: $345,000 Dollars (2025)Franklin County: $355,000 Dollars (2025)Fremont County: $300,000 Dollars (2025)Gem County: $355,000 Dollars (2025)Gooding County: $275,000 Dollars (2025)Idaho County: $285,000 Dollars (2025)Jefferson County: $365,000 Dollars (2025)Jerome County: $315,000 Dollars (2025)Kootenai County: $445,000 Dollars (2025)Latah County: $375,000 Dollars (2025)Lemhi County: $335,000 Dollars (2025)Lewis County: $230,000 Dollars (2025)Lincoln County: $335,000 Dollars (2025)Madison County: $365,000 Dollars (2025)Minidoka County: $295,000 Dollars (2025)Nez Perce County: $335,000 Dollars (2025)Oneida County: $345,000 Dollars (2025)Owyhee County: $345,000 Dollars (2025)Payette County: $325,000 Dollars (2025)Power County: $325,000 Dollars (2025)Shoshone County: $275,000 Dollars (2025)Teton County: $635,000 Dollars (2025)Twin Falls County: $315,000 Dollars (2025)Valley County: $555,000 Dollars (2025)Washington County: $305,000 Dollars (2025)
  • $175,000 to $291,999
  • $292,000 to $314,999
  • $315,000 to $344,999
  • $345,000 to $374,999
  • $375,000 to $635,000
  • No figure

Source: Consumer Financial Protection Bureau, Home Mortgage Disclosure Act Data Browser. Data period 2025.

Data table (43 rows)
County2025
Teton County$635,000
Valley County$555,000
Blaine County$525,000
Boise County$455,000
Kootenai County$445,000
Bonner County$435,000
Ada County$425,000
Boundary County$395,000
Camas County$375,000
Canyon County$375,000
Latah County$375,000
Jefferson County$365,000
Madison County$365,000
Franklin County$355,000
Gem County$355,000
Bonneville County$345,000
Elmore County$345,000
Oneida County$345,000
Owyhee County$345,000
Lemhi County$335,000
Lincoln County$335,000
Nez Perce County$335,000
Payette County$325,000
Power County$325,000
Bannock County$315,000
Bingham County$315,000
Jerome County$315,000
Twin Falls County$315,000
Adams County$305,000
Benewah County$305,000
Washington County$305,000
Fremont County$300,000
Cassia County$295,000
Minidoka County$295,000
Caribou County$290,000
Idaho County$285,000
Gooding County$275,000
Shoshone County$275,000
Custer County$245,000
Clearwater County$240,000
Bear Lake County$230,000
Lewis County$230,000
Butte County$175,000

Mortgage interest rates

6.25% in 2025. The middle note rate among originated home-purchase mortgages.

Mortgage interest rates, 2018 to 2025Mortgage interest rates, 2018 to 2025. Median interest rate on home purchase mortgages: 4.625% in 2018, 6.25% in 2025.0.0%2.0%4.0%6.0%8.0%20202025Medianinterestrate onhomepurchasemortgagesPercentMortgage interest rates, 2018 to 2025Mortgage interest rates, 2018 to 2025. Median interest rate on home purchase mortgages: 4.625% in 2018, 6.25% in 2025.0.0%2.0%4.0%6.0%8.0%2018202020222024Medianinterest rateon homepurchasemortgagesPercentMortgage interest rates, 2018 to 2025Mortgage interest rates, 2018 to 2025. Median interest rate on home purchase mortgages: 4.625% in 2018, 6.25% in 2025.0.0%2.0%4.0%6.0%8.0%2018202020222024Median interestrate on homepurchasemortgagesPercent

Source: Consumer Financial Protection Bureau, Home Mortgage Disclosure Act Data Browser.

Data table (8 rows)
PeriodMedian interest rate on home purchase mortgages (percent)
20184.625%
20194.000%
20203.090%
20212.990%
20224.875%
20236.375%
20246.500%
20256.250%

Home purchase applications denied

5.19% in 2025. Share of decided home-purchase mortgage applications that the lender denied.

Home purchase applications denied, 2018 to 2025Home purchase applications denied, 2018 to 2025. Home purchase mortgage denial rate: 7.29% in 2018, 5.19% in 2025.0.0%2.0%4.0%6.0%8.0%20202025Homepurchasemortgagedenial ratePercentHome purchase applications denied, 2018 to 2025Home purchase applications denied, 2018 to 2025. Home purchase mortgage denial rate: 7.29% in 2018, 5.19% in 2025.0.0%2.0%4.0%6.0%8.0%2018202020222024Home purchasemortgagedenial ratePercentHome purchase applications denied, 2018 to 2025Home purchase applications denied, 2018 to 2025. Home purchase mortgage denial rate: 7.29% in 2018, 5.19% in 2025.0.0%2.0%4.0%6.0%8.0%2018202020222024Home purchasemortgage denialratePercent

Source: Consumer Financial Protection Bureau, Home Mortgage Disclosure Act Data Browser.

Data table (8 rows)
PeriodHome purchase mortgage denial rate (percent)
20187.29%
20195.96%
20206.22%
20215.47%
20226.21%
20236.30%
20245.91%
20255.19%

Home purchase applications denied by county

Percent

  1. Custer17.50%
  2. Bear Lake17.02%
  3. Fremont15.45%
  4. Adams15.15%
  5. Lemhi13.46%
  6. Franklin13.07%
  7. Power11.90%
  8. Caribou11.54%
  9. Bonner11.43%
  10. Blaine11.34%
  11. Benewah10.96%
  12. Teton9.93%
  13. Clearwater8.70%
  14. Oneida8.06%
  15. Madison7.71%
  16. Washington7.69%
  17. Shoshone7.26%
  18. Valley7.09%
  19. Minidoka6.87%
  20. Gooding6.78%
  21. Boundary6.60%
  22. Nez Perce6.49%
  23. Jefferson6.33%
  24. Elmore6.31%
  25. Bingham6.14%
  26. Cassia6.02%
  27. Jerome5.94%
  28. Idaho County5.45%
  29. Kootenai5.23%
  30. Twin Falls5.12%
  31. Camas5.00%
  32. Owyhee4.94%
  33. Gem4.89%
  34. Bannock4.87%
  35. Latah4.71%
  36. Lewis4.55%
  37. Boise4.35%
  38. Bonneville4.26%
  39. Ada4.16%
  40. Canyon4.04%
  41. Payette3.54%
  42. Butte3.45%
  43. Lincoln0.00%

Source: Consumer Financial Protection Bureau, Home Mortgage Disclosure Act Data Browser. Data period 2025.

Ada County: 4.16% Percent (2025)Adams County: 15.15% Percent (2025)Bannock County: 4.87% Percent (2025)Bear Lake County: 17.02% Percent (2025)Benewah County: 10.96% Percent (2025)Bingham County: 6.14% Percent (2025)Blaine County: 11.34% Percent (2025)Boise County: 4.35% Percent (2025)Bonner County: 11.43% Percent (2025)Bonneville County: 4.26% Percent (2025)Boundary County: 6.6% Percent (2025)Butte County: 3.45% Percent (2025)Camas County: 5.0% Percent (2025)Canyon County: 4.04% Percent (2025)Caribou County: 11.54% Percent (2025)Cassia County: 6.02% Percent (2025)Clark County: no figureClearwater County: 8.7% Percent (2025)Custer County: 17.5% Percent (2025)Elmore County: 6.31% Percent (2025)Franklin County: 13.07% Percent (2025)Fremont County: 15.45% Percent (2025)Gem County: 4.89% Percent (2025)Gooding County: 6.78% Percent (2025)Idaho County: 5.45% Percent (2025)Jefferson County: 6.33% Percent (2025)Jerome County: 5.94% Percent (2025)Kootenai County: 5.23% Percent (2025)Latah County: 4.71% Percent (2025)Lemhi County: 13.46% Percent (2025)Lewis County: 4.55% Percent (2025)Lincoln County: 0.0% Percent (2025)Madison County: 7.71% Percent (2025)Minidoka County: 6.87% Percent (2025)Nez Perce County: 6.49% Percent (2025)Oneida County: 8.06% Percent (2025)Owyhee County: 4.94% Percent (2025)Payette County: 3.54% Percent (2025)Power County: 11.9% Percent (2025)Shoshone County: 7.26% Percent (2025)Teton County: 9.93% Percent (2025)Twin Falls County: 5.12% Percent (2025)Valley County: 7.09% Percent (2025)Washington County: 7.69% Percent (2025)
  • 0.0% to 4.76%
  • 4.77% to 5.99%
  • 6.0% to 7.11%
  • 7.12% to 11.38%
  • 11.39% to 17.5%
  • No figure

Source: Consumer Financial Protection Bureau, Home Mortgage Disclosure Act Data Browser. Data period 2025.

Data table (43 rows)
County2025
Custer County17.50%
Bear Lake County17.02%
Fremont County15.45%
Adams County15.15%
Lemhi County13.46%
Franklin County13.07%
Power County11.90%
Caribou County11.54%
Bonner County11.43%
Blaine County11.34%
Benewah County10.96%
Teton County9.93%
Clearwater County8.70%
Oneida County8.06%
Madison County7.71%
Washington County7.69%
Shoshone County7.26%
Valley County7.09%
Minidoka County6.87%
Gooding County6.78%
Boundary County6.60%
Nez Perce County6.49%
Jefferson County6.33%
Elmore County6.31%
Bingham County6.14%
Cassia County6.02%
Jerome County5.94%
Idaho County5.45%
Kootenai County5.23%
Twin Falls County5.12%
Camas County5.00%
Owyhee County4.94%
Gem County4.89%
Bannock County4.87%
Latah County4.71%
Lewis County4.55%
Boise County4.35%
Bonneville County4.26%
Ada County4.16%
Canyon County4.04%
Payette County3.54%
Butte County3.45%
Lincoln County0.00%

Home purchase mortgages made

22,685 in 2025. First-lien home-purchase loans on principal residences (one to four units, site-built) made during the year.

Home purchase mortgages made, 2018 to 2025Home purchase mortgages made, 2018 to 2025. Home purchase mortgages originated: 29,571 in 2018, 22,685 in 2025.010k20k30k40k20202025HomepurchasemortgagesoriginatedCountHome purchase mortgages made, 2018 to 2025Home purchase mortgages made, 2018 to 2025. Home purchase mortgages originated: 29,571 in 2018, 22,685 in 2025.010k20k30k40k2018202020222024Home purchasemortgagesoriginatedCountHome purchase mortgages made, 2018 to 2025Home purchase mortgages made, 2018 to 2025. Home purchase mortgages originated: 29,571 in 2018, 22,685 in 2025.010k20k30k40k2018202020222024Home purchasemortgagesoriginatedCount

Source: Consumer Financial Protection Bureau, Home Mortgage Disclosure Act Data Browser.

Data table (8 rows)
PeriodHome purchase mortgages originated (count)
201829,571
201930,068
202032,999
202129,766
202223,375
202319,290
202420,642
202522,685

Home purchase mortgages made by county

Count

  1. Ada7,148
  2. Canyon4,090
  3. Kootenai2,241
  4. Bonneville1,545
  5. Twin Falls1,096
  6. Bannock917
  7. Bonner419
  8. Bingham406
  9. Elmore388
  10. Jefferson387
  11. Nez Perce369
  12. Payette314
  13. Madison288
  14. Latah266
  15. Jerome256
  16. Gem238
  17. Minidoka232
  18. Cassia192
  19. Blaine166
  20. Shoshone156
  21. Franklin143
  22. Boise122
  23. Teton117
  24. Valley111
  25. Gooding104
  26. Boundary97
  27. Idaho County97
  28. Fremont92
  29. Washington90
  30. Owyhee75
  31. Benewah61
  32. Caribou60
  33. Clearwater56
  34. Oneida53
  35. Lemhi45
  36. Lincoln39
  37. Bear Lake34
  38. Power34
  39. Custer31
  40. Adams28
  41. Butte25
  42. Lewis20
  43. Camas19
  44. Clark4

Source: Consumer Financial Protection Bureau, Home Mortgage Disclosure Act Data Browser. Data period 2025.

Ada County: 7,148 Count (2025)Adams County: 28 Count (2025)Bannock County: 917 Count (2025)Bear Lake County: 34 Count (2025)Benewah County: 61 Count (2025)Bingham County: 406 Count (2025)Blaine County: 166 Count (2025)Boise County: 122 Count (2025)Bonner County: 419 Count (2025)Bonneville County: 1,545 Count (2025)Boundary County: 97 Count (2025)Butte County: 25 Count (2025)Camas County: 19 Count (2025)Canyon County: 4,090 Count (2025)Caribou County: 60 Count (2025)Cassia County: 192 Count (2025)Clark County: 4 Count (2025)Clearwater County: 56 Count (2025)Custer County: 31 Count (2025)Elmore County: 388 Count (2025)Franklin County: 143 Count (2025)Fremont County: 92 Count (2025)Gem County: 238 Count (2025)Gooding County: 104 Count (2025)Idaho County: 97 Count (2025)Jefferson County: 387 Count (2025)Jerome County: 256 Count (2025)Kootenai County: 2,241 Count (2025)Latah County: 266 Count (2025)Lemhi County: 45 Count (2025)Lewis County: 20 Count (2025)Lincoln County: 39 Count (2025)Madison County: 288 Count (2025)Minidoka County: 232 Count (2025)Nez Perce County: 369 Count (2025)Oneida County: 53 Count (2025)Owyhee County: 75 Count (2025)Payette County: 314 Count (2025)Power County: 34 Count (2025)Shoshone County: 156 Count (2025)Teton County: 117 Count (2025)Twin Falls County: 1,096 Count (2025)Valley County: 111 Count (2025)Washington County: 90 Count (2025)
  • 4 to 42
  • 43 to 96
  • 97 to 186
  • 187 to 386
  • 387 to 7,148

Source: Consumer Financial Protection Bureau, Home Mortgage Disclosure Act Data Browser. Data period 2025.

Data table (44 rows)
County2025
Ada County7,148
Canyon County4,090
Kootenai County2,241
Bonneville County1,545
Twin Falls County1,096
Bannock County917
Bonner County419
Bingham County406
Elmore County388
Jefferson County387
Nez Perce County369
Payette County314
Madison County288
Latah County266
Jerome County256
Gem County238
Minidoka County232
Cassia County192
Blaine County166
Shoshone County156
Franklin County143
Boise County122
Teton County117
Valley County111
Gooding County104
Boundary County97
Idaho County97
Fremont County92
Washington County90
Owyhee County75
Benewah County61
Caribou County60
Clearwater County56
Oneida County53
Lemhi County45
Lincoln County39
Bear Lake County34
Power County34
Custer County31
Adams County28
Butte County25
Lewis County20
Camas County19
Clark County4

Source

Organization
U.S. Census Bureau
Dataset
American Community Survey, 1-Year Estimates
Geography
Nation and states, including the District of Columbia, plus the five Idaho places with population over 65,000: Boise City, Caldwell, Idaho Falls, Meridian and Nampa
Time coverage
2010-2019, 2021-2024
Update frequency
Annual
Published
Original file
https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/1YRData/acsdt1y2024-b19013.dat
Methodology
https://www.census.gov/programs-surveys/acs/methodology.html
License
Public domain. U.S. federal government work.
Our copy
American Community Survey, 1-Year Estimates

Caveats

  • Values are single-year American Community Survey (ACS) estimates; margins of error are not shown.
  • Dollar figures are in that survey year's dollars, not adjusted for inflation across years.
  • One-year estimates are not comparable to the Census Bureau's 5-year estimates for the same geography or measure, even when the years overlap.
  • There is no standard 2020 ACS 1-year release: the Census Bureau replaced it with experimental COVID-19 estimates, so 2020 is omitted here.
  • One file is read for each year, and for 2010 through 2019 each year's figures come from a separate Census API request that requires a Census Bureau API key.
  • Place figures are for the incorporated city as the Census Bureau defines its boundary, not the metro area or county.
  • Which of Idaho's places clear the 65,000-person floor for 1-year estimates can vary by year.

The same values in today's dollars:

Organization
U.S. Census Bureau
Dataset
Median home value in 2025 dollars (computed by Understand Idaho)
Geography
Nation and states, including the District of Columbia, plus the five Idaho places with population over 65,000: Boise City, Caldwell, Idaho Falls, Meridian and Nampa
Time coverage
2010-2019, 2021-2024
Update frequency
Annual
Published
Original file
https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/1YRData/acsdt1y2024-b19013.dat
License
Public domain. U.S. federal government work.
Our copy
Median home value in 2025 dollars (computed by Understand Idaho)

Caveats

  • Computed by Understand Idaho from American Community Survey, 1-Year Estimates and Consumer Price Index for All Urban Consumers (CPI-U), U.S. city average, all items; it is not a figure the publisher releases.
  • The index is set so the average of the years 1982 through 1984 equals 100; a value is meaningful only compared with the index in another year, not against a dollar amount.
  • This is CPI-U (all urban consumers), U.S. city average, all items, not seasonally adjusted. BLS publishes no Idaho or other state-level Consumer Price Index; the nearest published sub-national series is the CPI-U for the West region, a multi-state Census region that is not Idaho and is not the series stored here.
  • The annual average for a year is not published until BLS has released all twelve months of that year, so the newest year in this dataset lags the current year by several months.
  • BLS published an annual average for 2025 based on eleven of the twelve months: October 2025 data was not collected because of that year's lapse in appropriations, the same gap documented in this site's Unemployment (LAUS) dataset.
  • Early years in this series carry one decimal place of precision and recent years carry three, exactly as BLS publishes them; this reflects a change in the Bureau's own published precision over the series' history, not a difference this site introduced.

Inputs: American Community Survey, 1-Year Estimates and Consumer Price Index for All Urban Consumers (CPI-U), U.S. city average, all items.

Change in house prices over the year:

Organization
Federal Housing Finance Agency
Dataset
House Price Index, Annual (Developmental)
Geography
Nation, all 50 states and DC, Idaho's 42 reported counties, and Idaho's 7 metropolitan areas
Time coverage
1975-2025
Update frequency
Annual
Published
Original file
https://www.fhfa.gov/hpi/download/annual/hpi_at_state.xlsx
Methodology
https://www.fhfa.gov/sites/default/files/2024-07/bdl_faqs_local_hpis.pdf
License
Public domain. U.S. federal government work.
Our copy
House Price Index, Annual (Developmental)

Caveats

  • This is the all-transactions, developmental version of the house price index, the only version FHFA publishes at annual frequency and its widest-coverage one: the purchase-only version is monthly and quarterly only and is not published below the state level. FHFA's monthly and quarterly file carries no annual rows at all, so no quarter was averaged into a year here.
  • The index is set to 100 in the first year FHFA reports that specific geography, not a single shared base year: national, most states and several Idaho counties (e.g. Ada, Bonneville) start at 1975, while other Idaho counties start as late as 2001-2003 depending on when enough repeat sales existed. Idaho's own state series starts at 1975.
  • An index measures cumulative price change for repeat sales of the same houses; it is not a price level, is not comparable in value across geographies (two geographies both near 1,100 have not converged on the same price), and is not comparable to a median or average sale price from another dataset.
  • FHFA calls the county and metro series 'developmental' because their sample sizes are smaller than the state and national series: a county-year or metro-year with too few repeat sales is not reported at all rather than estimated. Idaho's Camas and Clark counties have no rows in FHFA's county file for any year. Within counties that are otherwise reported, Custer (2023), Lewis (2022, 2024, 2025), Nez Perce (1984) and Power (1988, 1989) each have one or more gap years with no reported value; none is interpolated or carried forward.
  • FHFA states that these annual indexes 'should be considered developmental' and that 'revisions to these indexes may reflect the impact of new data or technical adjustments,' with no per-value preliminary/revised flag published, so every observation is stored as status estimate.
  • Both the index and its annual change are nominal, not adjusted for inflation: each workbook titles the series 'Cumulative (Nominal) Annual Appreciation.' A rise over a long span (decades) includes general price inflation over that span, not only a change in house prices relative to other goods.

Home value as a multiple of household income:

Organization
U.S. Census Bureau
Dataset
Home value to income ratio (computed by Understand Idaho)
Geography
Nation and states, including the District of Columbia, plus the five Idaho places with population over 65,000: Boise City, Caldwell, Idaho Falls, Meridian and Nampa
Time coverage
2010-2019, 2021-2024
Update frequency
Annual
Published
Original file
https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/1YRData/acsdt1y2024-b19013.dat
License
Public domain. U.S. federal government work.
Our copy
Home value to income ratio (computed by Understand Idaho)

Caveats

  • Computed by Understand Idaho from American Community Survey, 1-Year Estimates; it is not a figure the publisher releases.

Inputs: American Community Survey, 1-Year Estimates.

The typical home purchase mortgage:

Organization
Consumer Financial Protection Bureau
Dataset
Home Mortgage Disclosure Act Data Browser
Geography
Idaho and its 44 counties
Time coverage
2018-2025
Update frequency
Annual
Original file
https://ffiec.cfpb.gov/data-browser/
Methodology
https://ffiec.cfpb.gov/documentation/publications/loan-level-datasets/lar-data-fields
License
Public domain. U.S. federal government work.
Our copy
Home Mortgage Disclosure Act Data Browser

Caveats

  • Figures cover only loans to buy a home: first-lien mortgages on a principal residence, a site-built house or other dwelling of one to four units. Refinances, home equity loans, second homes, rental and investment properties, manufactured homes and loans bought from other lenders are left out, as are applications withdrawn or closed before a decision.
  • HMDA covers lenders above a size threshold that make a home loan in a metropolitan area, so a few small lenders and some small-lender loans in rural counties are not reported. Cash purchases are not in the data at all.
  • The publisher does not date its releases, so no publication date is shown. Lenders can correct earlier filings, so a year's figures can change slightly on later releases.
  • A few loans carry no county in the public file, and a few carry the county of a neighboring state. They are counted in the Idaho totals and in no Idaho county, so county counts add to slightly less than the state's.
  • The public file rounds loan amounts and property values to the midpoint of a $10,000 range, so a median is a multiple of $2,500 or $5,000, not an exact dollar figure. Borrower income is reported in whole thousands of dollars.
  • Income is the gross annual income the lender relied on, usually the borrowers' combined income; loans with no income reported are left out of the income median. The same holds for loans with no reported interest rate or property value.
  • A county's medians and denial rate are shown only when at least 10 loans (or 10 decided applications for the denial rate) were reported that year, so the smallest counties have gaps.

Cite

Cite this page as Understand Idaho, “Idaho home prices”, https://understandidaho.com/housing/home-prices/, retrieved on the date you read it, and the publisher named above for the figures themselves. The dataset behind it is described in the data catalog.

This page was last updated .