Housing cost burden by income (HUD)
HUD's tabulation of the American Community Survey 5-year files that counts households by tenure, income as a share of the area's HUD median family income, and the share of income they pay for housing.
Figures
Source: U.S. Department of Housing and Urban Development, Comprehensive Housing Affordability Strategy (CHAS) Data. Data period 2018–2022. Published .
| Measure | Value | Period |
|---|---|---|
| Extremely low income renter households2018–2022 | 32,360 | 2018–2022 |
| Renter households paying over 50% of income on housing2018–2022 | 32,840 | 2018–2022 |
Pages built on this dataset
Publisher
- Organization
- U.S. Department of Housing and Urban Development
- Publisher’s dataset
- Comprehensive Housing Affordability Strategy (CHAS) Data
- File or API used
- https://www.huduser.gov/portal/datasets/cp/2018thru2022-050-csv.zip
- Methodology
- https://www.huduser.gov/portal/datasets/cp/CHAS/bg_chas.html
Coverage
- Geography
- All 50 states and DC; Idaho's 44 counties
- Time coverage
- 2006-2010 to 2018-2022 (13 overlapping five-year windows)
- Update frequency
- Annual
- Published
- December 2025
- Retrieved
- October 16, 2026
- License of the records
- Public domain. U.S. federal government work.
- Rows
- 32,088 observations, 2006-2018
Measures
| Measure | What it measures | Unit |
|---|---|---|
| Renter households paying over 30% of income on housing, by income | Share of renter households spending more than 30 percent of income on gross rent and utilities, by household income as a share of HUD Area Median Family Income. Households with no computable burden are excluded. (Table 8) | percent |
| Renter households paying over 50% of income on housing, by income | Share of renter households spending more than half of income on gross rent and utilities, by household income as a share of HUD Area Median Family Income. Households with no computable burden are excluded. (Table 8) | percent |
| Owner households paying over 30% of income on housing, by income | Share of owner households spending more than 30 percent of income on selected monthly owner costs, by household income as a share of HUD Area Median Family Income. Households with no computable burden are excluded. (Table 8) | percent |
| Owner households paying over 50% of income on housing, by income | Share of owner households spending more than half of income on selected monthly owner costs, by household income as a share of HUD Area Median Family Income. Households with no computable burden are excluded. (Table 8) | percent |
| Extremely low income renter households | Renter households with income at or below 30 percent of HUD Area Median Family Income. (Table 8) | count |
| Renter households paying over 50% of income on housing | Renter households of every income spending more than half of income on gross rent and utilities. (Table 8) | count |
Caveats
- Each figure comes from the American Community Survey, a sample, pooled over five years. Windows that follow one another share four of their five years, so a change from one window to the next is not an independent measurement.
- Income bands are shares of HUD Area Median Family Income (HAMFI), which HUD sets for each metropolitan area or county; a household in the same band in two places can have different dollar incomes.
- A household is cost burdened when housing costs exceed 30 percent of its income and severely cost burdened when they exceed 50 percent. Housing costs are gross rent for renters and selected monthly owner costs for owners.
- Households with zero or negative income have no cost burden that can be computed. As HUD does, they are left out of every percentage, including the all-incomes percentage.
- HUD rounds every household count to a multiple of 5, and the margins of error for a small county are wide, so a county percentage can move several points between windows with no real change.
- HUD's state and county files carry no national row, so the nation is not shown.
- The count of extremely low income renters is HUD's subtotal for renters at or below 30 percent of HAMFI and includes renters with zero or negative income.
- The all-incomes percentage is built from the five income bands, so it is a share of households whose burden could be computed.
How to cite
Understand Idaho, “Comprehensive Housing Affordability Strategy (CHAS) Data”, compiled from U.S. Department of Housing and Urban Development, Comprehensive Housing Affordability Strategy (CHAS) Data. Retrieved October 16, 2026. https://understandidaho.com/data/hud-chas/.
Cite U.S. Department of Housing and Urban Development directly for the figures themselves.
This page was last updated .